Thomas L. Williams - A lifelong Milford resident with a degree in economics from the University of Conecticut, Tom studied insurance and business courses before his on the job training with his late uncle, Merwin E. Williams. He is a retired Lt. Colonel in the Army Reserve, serving over 28 years.
With almost forty years insurance experience licensed in Property and Casualty and Life, Accident and Health, Tom has the experience and knowledge to provide the proper insurance for local residents and businesses.

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Lawrence E. Urban - Larry holds a Bachelors Degree in Economics from Youngstown State University in Ohio. He came to Williams Agency in 1973 after starting his insurance career in Personal Lines with Liberty Mutual in 1969. He is licensed in Property, Casualty, Life and Health.

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Thomas J. Williams joined the Williams Agency in 2002, with licenses for Property and Casualty, Accident, Life and Health insurance. A lifelong Milford resident, Tom is a graduate of Fairfield Prep, and has a degree in Political Science from Franklin & Marshall College, Lancaster, PA. In his spare time, Tom is an automotive journalist and enjoys cooking. He currently resides in the Bay View Beach section of Milford with his wife and son.